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According to media critic Geert Lovink, the Internet is being closed off by corporations and governments intent on creating a business and information environment free of dissent. Calling himself a radical media pragmatist, Lovink envisions an Internet culture that goes beyond the engineering culture that spawned it to bring humanities, user groups, social movements, nongovernmental organizations (NGOs), artists, and cultural critics into the core of Internet development.In "Dark Fiber, Lovink combines aesthetic and ethical concerns and issues of navigation and usability without ever losing sight of the cultural and economic agendas of those who control hardware, software, content, design, and delivery. He examines the unwarranted faith of the cyber-libertarians in the ability of market forces to create a decentralized, accessible communication system. He studies the inner dynamics of hackers' groups, Internet activists, and artists, seeking to understand the social laws of online life. Finally, he calls for the injection of political and economic competence into the community of freedom-loving cyber-citizens, to wrest the Internet from corporate and state control.The topics include the erosion of email, bandwidth for all, the rise and fall of dot-com mania, techno-mysticism, sustainable social networks, the fight for a public Internet time standard, the strategies of Internet activists, mailing list culture, and collaborative text filtering. Stressing the importance of intercultural collaboration, Lovink includes reports from Albania, where NGOs and artists use new media to combat the country's poverty and isolation; from Taiwan, where the September 1999 earthquake highlighted thecultural politics of the Internet; and from Delhi, where a new media center explores free software, public access, and Hindi interfaces.

Fair and Accurate Credit Transactions Act - Under the Fair and Accurate Credit Transactions Act of 2003 (FACT Act or FACTA), (Public Law 108-159) which was passed by Congress on December 4, of 2003, consumers can request and obtain a free credit report once every 12 months from each of the three nationwide consumer credit reporting companies (Equifax, Experian and TransUnion). Several websites provides consumers with the secure means to do so.

List of journals available free online - This is a partial list of journals available free online. All journals listed here are peer-reviewed and open access, which means that they are free online and require no registration.

Blue Ribbon Online Free Speech Campaign - The Blue Ribbon Campaign for Online Freedom of Speech, Press and Association, or Blue Ribbon Campaign for short, is an online campaign for free speech on the Internet orchestrated by the Electronic Frontier Foundation. Web site owners are encouraged to place images of blue ribbons on their sites and link to EFF's campaign, to help spread the awareness of the threats to unrestricted speech.

Free banking - Free banking is a theory of banking which involves only market forces, with a conspicuous absence of central banks and any banking regulations, with only the general commercial laws applicable. Free banking includes no restrictions on the formation of banks, the issue of bank notes, the acceptance of demand and term deposits, and the provision of loans, advances and other forms of credit.

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